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Just how to take close control of personal credit card debt

Just how to take close control of personal credit card debt

Change to a 0% stability transfer bank card

As the Bank of England base price was in fact 0.5% since March 2009 and ended up being recently raised to 0.75% typical charge card prices reach a lot more than 18per cent.

If you should be paying rates of interest on credit debt, think of switching your balance to a 0% stability transfer deal – the very best discounts presently offer as much as 32 months interest-free.

If you’re in a trusting relationship plus one of you is fighting debt, some cards enable you to move your spouse’s personal credit card debt to you personally to settle.

Which? Money Compare tables: 0% stability transfer credit cards – compare the best deals available on the market with Which? Cash Compare.

Reject increases in your bank card APR

In the event that you withdraw cash from a money device together with your bank card or repay anything significantly less than the complete quantity on your declaration, you are going to typically be charged interest by the bank.